On September 27, 2019, an Administrative Judge determined that an Individual should not be granted access authorization under 10 C.F.R. Part 710. The Individual submitted an electronic Questionnaire for Investigations Processing (e-QIP) in connection with seeking access authorization, and disclosed that he had twice filed for Chapter 13 bankruptcy and that he owed over $63,000 in unpaid federal and state personal income taxes. A background investigation into the Individual revealed additional derogatory information, including over $75,000 in delinquent debts. During the hearing, the Individual recounted how he had experienced financial difficulties since 2004 stemming from irresponsible spending, failure to adequately withhold taxes from his paychecks, and interruptions in his employment. The Individual presented evidence that he had resolved some of his outstanding debts, and that he had entered into payment plans with federal and state taxing authorities and some of his creditors. However, the budget that the Individual presented at the hearing was incomplete and relied too heavily on optimistic projections as to the Individual's financial situation to demonstrate a robust plan for meeting his financial obligations. Moreover, the Administrative Judge found that the Individual's recent efforts to resolve his financial problems were not sufficient to resolve the security concerns in light of the size of his financial liabilities and the length of his financial irresponsibility. The Administrative Judge therefore determined that the Individual should not be granted access authorization. OHA Case No. PSH-19-0036 (Kimberly Jenkins-Chapman).