For many Philadelphia area residents, getting a loan for home energy efficiency improvements is a no brainer when it's offered at a 0.99% fixed interest rate. EnergyWorks in Philadelphia is using low-interest loan rates to incentivize homeowners by tying the interest rate to the number of energy efficiency measures incorporated into the home, thereby encouraging homeowners to make more efficiency upgrades to receive the best rates. For example, "Gold Star" projects, which are guided by an energy assessment and consist of multiple efficiency measures, are eligible for the lowest possible rate—0.99% fixed for 10 years. As an alternative to the Gold Star level, the Silver Star allows homeowners to initiate energy efficiency improvements by installing a single energy efficiency measure using a participating home energy expert, which can qualify them for a 4.99% loan, in addition to rebates and tax credits. Learn more about the unique financing options Better Buildings partners and other residential energy efficiency programs are offering homeowners.