Lane Electric provides 0% loans to residents for the installation of efficient heat pumps and weatherization measures through the Home Energy Loan Program. Participating single or multi-family residences with permanently installed electric heat are eligible to apply for 0% interest loans up to $9,000 through either Pacific Cascade Federal Credit Union or First Tech Credit Union. The banks charge an interest rate on loans, but Lane Electric buys the interest rate down to 0%. In order to qualify for the loan, members must first request an energy analysis for the dwelling from Lane Electric. From the energy analysis, the auditor will then provide the customer with a list of eligible measures. The customer must choose which measures they would like to take, and then solicit contractor bids and submit a loan application to First Tech Credit Union or Pacific Cascade Federal Credit Union. Eligible measures include building and duct insulation, HVAC duct sealing, door and window replacements, and general air sealing. Contact Lane Electric Cooperative for more information on this program.