The individual is employed by a DOE contractor, and has held a DOE access authorization for several years. Based on financial issues contained in the individual’s security file, the Local Security Office (LSO) issued letters of interrogatory (LOI) to the individual in August 2009 and June 2011. DOE Exs. 18 and 16. The LSO also conducted Personnel Security Interviews (PSIs) with the individual in December 2010, November 2011 and December 2011. DOE Exs. 20, 21 and 22. In January 2012, the LSO issued the individual a Notification Letter, together with a Summary of Security Concerns (Enclosure 2) setting forth the information that created a substantial doubt about his eligibility to hold a DOE security clearance. (DOE Ex. 1). Specifically, the LSO alleges that the individual has current delinquent debts totaling more than $185,000. In addition, the letter states that the individual has exhibited financial irresponsibility, including an established pattern of an unwillingness or inability to satisfy his delinquent debts, and that he has not acted on assurances that he provided to the LSO that he would resolve these debts.